“Job Lock” From Employer-Based Health Benefits: What Should Government Do?

Back in 1993, the economists Jonathan Gruber and Brigitte C. Madrian highlighted the problem of “job lock”, a consequence of employer-based health benefits. Gruber and Madrian figured if people with a serious health problem left their jobs, they would be subject to medical underwriting and be charged high premiums or perhaps be denied coverage altogether […]



via John Goodman's Health Policy Blog http://healthblog.ncpa.org/job-lock-from-employer-based-health-benefits-what-should-government-do/